RIJYEM Insurance Plan

1) Summary

Rotary International Japan Youth Exchange Multidistrict (RIJYEM) is offering its RIJYEM Insurance Plan for inbound Rotary Youth Exchange (RYE) students. The plan combines insurance offered by two insurance organizations. The first is Japan’s National Health Insurance (NHI) system which covers accidents, illnesses and dental needs while staying in Japan. The other organization is JI Accident & Fire Insurance Co., Ltd. (JI) which offers an overseas travel accident insurance and Inbound Insurance that covers accidental death, accidental disability, personal liability, Baggage, Flight Delay and medical and rescuer expenses mainly while staying in Japan. (Please refer to pages 3-7, respectively, regarding the details of JI’s overseas travel accident insurance and Inbound Insurance.)
(Please refer to pages 8/11, respectively, regarding the details of NHI’s accident, illness and dental insurance.)


2) Eligible participants:

inbound students participating in the RYE program


3) Warranty information:

BenefitsMaximum coverageCoverage periodNotesInsurance through
Accident death¥10 millionFrom home to home
JI
Accident disability¥10 million
Personal liability¥100 millionCopayment ¥0
Rescuer expenses¥5 million
Baggage(Actual cash value)¥100 thousand
Flight Delay¥20 thousand
Accident disability¥500 thousandHome to arrival
Departure to home
Medical & rescuer expenses¥100 million
Basic Contract for Insurance on Expenses incurred by Travel Accidents (Ex Gratia Expenses / Rescuer Expenses /AccidentResponse Expenses / Ad Hoc Expenses)¥1 millionArrival to departure
Accident Medical Expenses¥5 million
Sickness Medical Expenses¥5 million
Emergency transport or evacuation in the event of a non-medical¥5 million
Accident medical expenseUnlimitedArrival to departureCopayment 30%NHI
Sickness medical expense
Dental medical expense
Notes:

  • Please check the insurance overview for warranty information and coverage.
  • Coverage period
    : “From home to home” means from the time the plan participant leaves his/her residence within his/her home country until returning to the same.
    : “Home to arrival” means from the time the plan participant leaves his/her residence within his/her home country until arrives in Japan.
    : “Departure to home” means from the time the plan participant departs in Japan until arrives his/her residence within his/her home country.
    : “Arrival to departure” means from the time the plan participant arrives in Japan until departure.
  • Please sign up for the NHI plan within 14 days after arriving in Japan.
  • Copayments: Accident, illness and dental medical expense coverage by NHI is subject to a 30% copayment.
    However, as for the amount which you paid as a copayment (30%) of NHI, JI’s Rescuer expenses and Accident medical expense and Sickness medical expense benefit provides coverage of up to 5 million yen for each injury or illness excluding dental expenses. (Please note that insurance payments cannot be made if exclusions apply.)
  • The refund for shortening the basic insurance period will be applied if the insurance period is within 6 months.

4) Insurance premium(per person)

RIJYEM Insurance Plan 12 months12 months
PREMIUM¥121,241
  • The fee for NHI(tax) must be paid separately. (As a rule students should pay . )

ENROLL ONLINE


その他保険各種資料PDFはこちら

RIJYEM保険資料各種資料